control budget

5 Applications that Help Allocate Your Budget

Everyone knows that saving money is important. It’s not always easy to keep track of all the ways in which money can be wasted. That’s why there are so many saving money apps available today to help us out with this task.

We’ll also briefly discuss how to download any software on a mobile, laptop, and other devices safely by using a VPN app for Android and IOS. And which is the fastest VPN for Android and iPhone to browse securely? A lot of these apps to save money allow you to do things like track your spending habits, see what stores have coupons for items you want, or where coupons can be found. This article will answer people’s most commonly asked questions, “How can I save money fast on my phone?”.

Best Money-Saving Applications:

The best money-saving applications for your smartphone are the ones that make it easy to track your purchases, track your spending, and offer great deals. There are many great apps for this already, but there is always room for improvement.

Here is the list that compiles the best money-saving apps for both Apple and Android devices.

Mint:

Mint is a great and popular money-saving app, management, and budgeting tool. Mint can help people track their expenses and set budgets with an easy-to-use format.

Track your purchases, income, bills, balances, goals, net worth, credit score, investment portfolio, subscription payments, cash flow and spending habits with Mint.

One of the best features Mint has is that there is automatic detection of subscription payments. So, if one of the subscription charges goes high, Mint will tell you about it so people can decide whether they want that particular subscription anymore or not.

People can also set financial goals to improve their spending habits. Adding financial goals is quite easy and only requires some taps.

Along with financial management, there are many security features as well, including 256-bit encryption, 2-Factor Authentication, etc. Mint is free to download for both Android and iPhone, but before download, it is important to have a VPN from the VPN App Store and Play Store. This way you will protect not only your budget but also your data.

YNAB (You Need a Budget):

YNAB is one of the most popular mobile applications that helps people save money. YNAB’s goal is to help you break old habits and develop new ones that will ultimately help you live within your means.

Some of the key features of YNAB are the following:

  • People can attach their bank account and sync the information in real-time.
  • They can track real-time expenses across all the devices. So, there is no need to worry about anything, and you can share the tracking with other people.
  • Want to get a loan but worry about the interest? No worries! YNAB has a loan calculator feature that can calculate everything, including interest rate, and show you the amount you need to give back to the bank or loan provider.
  • People can set financial goals and track them easily. There is also a complete report of all the financial transactions.

There are many other features as well, including a 34-Days free trial. YNAB is available for both Android and iPhone. However, we recommend people download a VPN first before downloading any software.

Shopkick:

Shopkick is one of the most popular money-saving applications. Free to download, Shopkick is primarily used for shopping. The application rewards shoppers with points (called “kicks”) for getting a discount on 80+ stores.

Shoppers can get rewards by completing easy and fun tasks within the applications. Shopkick is free to download on both Android and IOS. People can redeem the discount code or rewards on sites like Amazon, Nike, eBay, Walmart, Starbucks, and so on.

Ibotta:

Ibotta is one of the most innovative and fast-growing apps in the market. It’s a smart way to do your grocery shopping and earn cashback on your purchases.

With an app like Ibotta, registered users can scan their grocery receipts or take a picture of their receipt to see if they have items that qualify for cashback. Once the user has found qualifying items, they can earn cashback on each item. The process is quick, easy, and rewarding.

Ibotta is free to download on both iPhone and Android. People can get cashback offers on big, well-known stores like Uber, Walmart, Groupon, eBay, Thrive Market, and so on.

Groupon:

Groupon has emerged as one of the leading money-saving sites with deals on fashion, travel, restaurants, and more. With hundreds of dollars saved by customers already, it’s easy to see why Groupon is among the top choices for anyone looking for savings anywhere they go.

Groupon delivers every day with deals on the best stuff to do, see, eat, and buy. Groupon is one of the world’s leading e-commerce marketplaces connecting people who are passionate about local businesses with others that share that passion. People can get the latest deals via both mobile apps and websites.

So, these are some of the best money-saving software that can help people to save some bucks. People can download any or all of these and other software according to their needs.

About the Author

Sandy Beck

Sandy Beck is CouponAnnie's consumer savings expert. Her work has been featured by Consumer Reports, The New York Times, Savings Hub, and MarketWatch. Sandy enjoys shopping and she is an extreme couponing expert.